I sit over the dry box, have the cooler at the other end of the rowers compartment facing me and have a bench infront for passengers. Nothing's gonna' get in the way of my refreshment. On trips requiring ice conservation I usually have a day cooler next to me and keep a blanket over the big cooler.
seems like most of our priorities are similar
Coincidetally that setup nearly always puts the cooler under the shade of my bimini...whether kids are sleeping and they get the shade or playing and dad gets the shade.