Keep in mind -- in spring, that water was snow not long ago. Especially if you plan to work up to creeking pretty fast, you will end up buying a dry top anyway. don't waste money on the splash top...take those bills and put them with a few more and get a drytop.
Also, IMHO, go the extra mile and get a GOOD one. Kokatats are spendy, but most will agree the best. If you get a cheepo and it leaks you'll be pissed you wasted the dough. I wish I had one and next time I will. But if you're broke, in a spot, others will do. Later when you win the powerball you can upgrade.
I hope in the future Americans are thought of as a warlike, vicious people, because I bet a lot of high schools would pick "Americans" as their mascot. -Jack Handy