Check out the new cameras that Olympus is putting out in the market this Jan. and Feb., the TOUGH series. They look perfect for anyone on this forum!
Since it seems like every two years my wife and I go through a camera on New Years Eve (2006 dropped one at String Cheese Incident show, broke, took our camera out for New Years this year and it wouldn't work!).
These look like the only way to go especially for capturing big holes and big waves!
Get one so we can see more action shots while in the action if you also experience broken cameras frequently, it may be the last camera you really need?