Definitely go with the Habitat.
I've said it before, there are many good boats over the years. Most any are capable of providing enjoyable experiences. Frankly, though, I stand firm that the two best companies producing numerous superior boats these days are Wave Sport and Jackson. The Habitat and Diesel are most excellent. So are the Rocker and Hero series.
The Jefe is, no doubt, a good boat. From my experience the Habitat is great. Fast, stable, forgiving, manueverable, predictable, comfortable, and confidence inspiring. No buyers remorse or doubts that it wasn't the best choice.
No risk, no reward. It is not that we have to, it is that we get to. Preparation and education are essential to self-confidence and success. - KV
"If there is no risk there is no adventure."- Bill Briggs