if you read the whole description it says....
# TERMS of Sale: (YOU choose what is BEST for YOU)
# 1).You are bidding on the DOWN PAYMENT. The Bid for the Down will be subtracted from the Full Purchase Price of $29,000. The Balance will be Owner Financed at 9%. Monthly payments of approx. $360 a month, for 120 months. The more you bid the less the monthly payment. No Balloon, No Prepayment Penalty..
# 2). Payment in FULL- a 1 time payment of $27,500 which represents a built in Discount for the FULL Payment.
Not that great of a deal....