The less debt, the better, to the point that doing as much as you can at your local community college is a fantastic idea. That will also give you a couple of years to figure out who you are as a man - which trust me, takes time. Anything you think you are now is going to change by the time you hit 22. It wouldn't be a bad thing to spend that time cheaply. I wish I had.
As for schools from there, the national rankings don't matter a ton unless you are willing to move nationally. Pay attention to how a school is perceived regionally in the region you'd like to settle, assuming you have any ideas about that. As example, Oregon State is a way more than decent engineering school, and Portland has a very low unemployment rate for engineers. Would employers here take a WVU degree? Yes, but they don't care, and you might even have trouble getting in because they will be afraid that you won't stick so far from home.
In terms of year round Class IV-V, Oregon State is going to be very, very hard to beat. Check out Nate's map
, and tell me how many awesome rivers are within an hour of Corvallis. Next, check out your options in a three hour window. It's ridiculous.